أسرع قرض بضمان المعاش في مصر 2021

The fastest pension guarantee loan in Egypt 2021

There are many banks located in Egypt through which many banking and banking services are provided to customers, in addition to the many advantages that each customer obtains by performing a banking transaction.

Among the services provided by these banks are loans, as they offer a variety of loans in order to give the customer complete freedom to choose the type of loan he wants, and among the types of loans is a loan with a pension guarantee for the retired person.

By taking some steps and submitting the required documents, we will learn about the fastest pension guarantee loan in Egypt 2021 in the following paragraphs.

Pension guarantee loan from Al-Ahly Bank

The National Bank is considered among the best banks in Egypt, because it provides many banking services to customers, including the service of obtaining a loan with the customer’s pension guarantee, and this loan is considered among the list of the fastest loan with pension guarantee in Egypt 2021.

It can be obtained if all the necessary conditions are met, which we will learn about through the following points:

• Submit a copy of the customer’s national ID card, which must not be expired.
• The age of the customer applying for the loan must not be more than 65 years before the end of the financing period.
• The customer is required to provide an undertaking stating that he will transfer his pension amount to the bank directly over the term of the loan.

Details of a loan with a pension guarantee at Al-Ahly Bank

Through this paragraph, we will get acquainted with the details of everything related to the loan provided by the National Bank of Egypt with a pension guarantee, through the following points:

• Through this loan, the life of the borrowing customer will be insured, and in case of total disability also free of charge.
• The client does not need a guarantor to obtain this loan, only his own pension is sufficient.
• The amount of the loan is up to one million pounds, and this amount is repaid over a period of up to 10 years.
• This loan can be obtained without paying any credit inquiry fees.
• Through this loan, the customer can easily go through the process of opening a current account in the bank, in addition to not paying any fees of his own.
• Some administrative fees will be deducted from the financing amount, which amounts to 2%, with a minimum of 250 pounds, if the period for repaying the financing amount is 7 years.
• In the case of repaying the amount in a longer period, the percentage of expenses will increase to 3%, with a minimum of 250 pounds of the amount obtained by the customer from the bank.
• In the case of repayment before the specified period of the loan, a special fee of up to 5% will be paid.
• If the loan repayment is delayed beyond the specified date, a fee of up to 2% of the amount of the financing will be paid, in addition to 20 pounds to be paid for each month for which the installment is not paid.

How to apply for a loan with a pension guarantee

In order for the customer to obtain the loan with his pension guarantee, he must first submit an online application, and we will learn about this method through the following steps:

Go to the loan application page on the Ahli Bank website, and you can go to it directly from here.

You will be taken to a page containing many data that the customer must fill in as required.

Enter the customer’s name in the space provided for it.

Write the phone number and email in the places designated for them.

Determining the income that the customer receives per month in the place designated for this.

Enter the name of the institution in the space provided for it.

Determine the loan amount, then enter the number on the image in the space designated for it on the website.

Click on the “Send Form” icon, so that we have identified one of the fastest pension guarantee loans in Egypt 2021.

Pension guarantee loan at Bank of Alexandria

Alex Bank is one of the best banks in Egypt, because it provides all banking and banking services in a distinctive way, and among these services is a pension guarantee loan service, which is considered one of the fastest pension guarantee loans in Egypt 2021.

So we will get to know all its details through the following points:

• The customer must be under the age of 65 years, and must not reach this age before the end of the financing period.
• The customer can obtain a financing amount of up to 3 million pounds, and it is repaid over a period of up to 12 years.
• The customer will get life insurance for the period during which the finance amount will be repaid.
• Within this loan, there are special rates for competitive returns, in addition to the possibility for the customer to choose these rates, whether they are fixed or changed.

Documents Required to Obtain a Bank of Alexandria Loan

In order for the customer to obtain this loan, he must submit some documents related to this loan, which we will learn about through the following points:

• Submit a copy of the customer’s national ID card, and this card must not be expired.
• The applicant must submit an undertaking to the bank to transfer his pension directly to it.
• Submit a utility bill, whether gas, electricity or water, provided that it has not been more than three months old.
• Additional documents can be submitted if the loan program so requests.

The customer applying for a loan with pension guarantee from the Bank of Alexandria must submit a special application for this via the Internet, and we will get acquainted with the method through the following steps:

Go to the loan page on the bank’s website, which can be directly visited from here.

You will be moved to another page containing all the details of the loan, through which you will click on the “Apply Now” icon located at the bottom of the page.

A side window will appear through which the “I accept” icon will be pressed, then some data that the applicant must fill out will appear.

Determine the nearest branch of the bank, through the available options.

Write the name of the customer in the space designated for him.

Determine the date that suits the client through the available appointments.

Enter the customer’s phone number in the space provided for it.

Click on the “Send” icon, so that we have known one of the most important and fastest pension guarantee loans in Egypt 2021.

Pension guarantee loan from the Housing and Development Bank

The service of the loan with pension guarantee is among the services provided by the Housing and Development Bank, and this loan is also considered one of the fastest loan with pension guarantee in Egypt 2021, and we will learn about all the details of this loan through the following points:

• Pensioners, or pensioners, can benefit from this loan.
• The applicant must be no more than 65 years old before the expiry of the repayment period of the financing amount.
• The customer can obtain a financing amount of up to one million pounds, provided that this amount is repaid in a period starting from six months and up to 120 months.
• The rate for returns is competitive.
• The applicant’s life is insured for the duration of the loan.

Documents for obtaining a loan from the Housing and Development Bank

A customer who wants to obtain a loan with a pension guarantee from the Housing and Development Bank must submit some required documents to the bank in order for his request to be executed, and we will get acquainted with these documents through the following points:

• Submit a copy of the customer’s national ID card, which must not be expired.
• The applicant must bring a statement containing all the details of the pension that he receives in the month, through the entity through which he obtains the amount of the pension.
• Submit one of the utility receipts, which can be electricity, water or gas, provided that three months have not passed since the date of its issuance.
• The pension that the customer receives per month should not be less than 1200 pounds, and a pledge must be submitted to transfer the pension directly to the bank.

How to get a loan from the Housing and Development Bank

In order for the customer to obtain this loan, he must submit an application for it through the official website of the bank, and we will get acquainted with this method by following the following steps:

The customer goes to the page for this service, which can be directly visited from here.

You will be directed to a page containing many details of the loan, and at the bottom there are some data that the customer must fill in as required.

Write the name of the applicant in the space designated for him.

Enter his phone number and e-mail in the space provided for this.

Choose the country in which the customer is located from the options available on the site.

Determine the city in which the client resides by selecting it from the available cities.

Writing the region and the business to which the client belongs in the places designated for that.

The empty box next to the phrase “I’m not a robot” is clicked, then the “Submit” icon is pressed, so that we have known the fastest pension guarantee loan in Egypt 2021.

Pension guarantee loan from Banque du Caire

Banque du Caire is among the most important banks in Egypt that offer the possibility of obtaining a loan with a pension guarantee for the client.

• He can obtain a financing amount that starts from 15 thousand pounds and can reach 200 thousand pounds, with a repayment period that starts from 6 months and can reach 7 years, and the period is determined according to the amount that the customer will receive.
• This loan offers a contrasting interest rate starting from 19%, and this percentage decreases as the amount required to be repaid decreases.
• In the case of pensioners or early pensioners, the rate of interest will start from 15.5%.

Conditions of the loan with pension guarantee from Banque du Caire

The bank’s administration has set some conditions that must be met by the customer applying for a loan with his pension guarantee in order to be allowed to do so. We will learn about these conditions through the following points:

• In one month, the customer must receive a pension of at least 1,500 pounds.
• The management of the bank requires that the customer must be over the age of 21 in order to be able to obtain the loan.
• He must also be over 65 years of age at the end of the finance repayment period.

Documents required for obtaining a loan with pension guarantee

After fulfilling all the conditions for the service in the advanced client, some required documents must be submitted so that the client can obtain this loan, and we will get acquainted with these documents through the following points:

• The customer must obtain a letter from the Social Insurance stating that the customer will transfer his pension directly to the bank, and this process can be stopped if there is a written approval from the bank.
• Submit a copy of the customer’s national ID card, along with the original copy of it to be reviewed, and this card must not be expired.
• A statement is submitted that contains all the details of the pension and indicates that the authority for disbursing the pension is Banque du Caire, and this statement is brought by the insurances to which the client belongs.
• Bring any receipt from the public utilities, which may be electricity, water or gas, and this receipt must be in the name of the customer himself or in the name of a first-degree relative, and it must be a recent no more than three months old.

Thus, we have identified one of the fastest pension guarantee loans in Egypt 2021.

Pension secured loan from the National Bank of Greece

There are many wonderful banks in Egypt, including the National Bank of Greece, which provides many banking services, including the service of the loan with pension guarantee, and this loan is considered among the fastest loan with pension guarantee in Egypt 2021.

Therefore, we will learn about all the details of this loan through the following points:

• In the event of passing all the required stages, the customer will obtain the approval to obtain the loan in a period not exceeding three days only.
• A low percentage of administrative expenses have been set compared to many other banks, and there is a competitive rate of return.
• By obtaining the amount of financing from this bank, you can repay your loans in other banks.
• In the first year, the customer only receives an e-Visa provided by the bank.
• The customer will get a document in which his life will be insured over the period of repayment of the financing amount.
• The customer can obtain a financing amount of up to 75 thousand pounds, and this amount is repaid over a period starting from 6 months and up to 60 months.

Conditions of the loan with pension guarantee from the National Bank of Greece

To continue our talk about the fastest loan with pension guarantee in Egypt 2021 from the National Bank of Greece, we mention that there are some conditions set by the management of the National Bank of Greece, which must be met by the customer applying for the loan.

In order to be allowed to obtain this loan, we will learn about these conditions through the following points:

• The client must have a fixed pension every month.
• Every month, the client must receive a pension of at least EGP 1,750.
• The possibility of transferring the client’s pension to the National Bank of Greece should be available.
• The period the client has spent in the residence in which he is currently located must be at least six months.

Pension-secured loan documents from the National Bank of Greece

In order for the customer to obtain a loan with pension guarantee provided by the National Bank of Greece, he must meet all the conditions for the service, then submit all the required documents, and we will get acquainted with these documents through the following points:

• A copy of the customer’s national ID card is provided, which must be unexpired.
• Submit a statement containing all the details of the pension, which is obtained by the insurances to which the client belongs.
• Bring one of the receipts for public utilities, where the receipt for electricity, water or gas can be submitted, and it must be recent, in addition to containing the customer’s residence.

The fastest pension guarantee loan in Egypt 2021 is among the best types of loans that banks compete to offer with competitive returns, and it can be used in many ways.

Share FacebookTwitterWhatsAppLinkedinTelegramPinterest